Mr. Raghu Goud Dasari - Guiding Your Process
Expert Guidance

How We Process
Your Education Loan

Discover our proven 8-step workflow that has helped 5000+ students get education loan approval in just 24-48 hours. From initial consultation to handling rejections - we guide you every step of the way.

24-48 Hours

Lightning fast approval timeline

98% Success

Proven track record of approvals

Rejection Handling

Expert solutions for rejected cases

Our Proven Processing Workflow

Every application follows our systematic 8-step process, personally overseen by founder Mr. Raghu Goud Dasari

1

Initial Consultation & Profile Assessment

Our expert counselors conduct a comprehensive assessment of your educational background, career goals, and financial requirements. We understand your dream destination and course preferences.

What We Collect:

  • Academic records and achievements
  • Career aspirations and course preferences
  • Family financial background
  • Previous loan application history
Timeline: 30-60 minutes | Location: Office or Online
2

Credit Report Analysis & CIBIL Assessment

We conduct thorough credit analysis of both student and parents/co-applicants. Our team reviews CIBIL scores, credit history, and identifies potential concerns before approaching banks.

Student Credit Check:

  • CIBIL score verification
  • Existing loan obligations
  • Credit card usage patterns

Parents/Co-applicant Analysis:

  • Income stability assessment
  • Existing EMI obligations
  • Asset evaluation
Timeline: 2-4 hours | 100% Confidential
3

Strategic Bank Selection & Consultation

Based on your profile and credit analysis, we consult with our banking partners to determine the best approach. Our 15+ bank relationships ensure we find the right match for your case.

Our Banking Network:

SBI
ICICI Bank
Axis Bank
Credila
Avanse
& 10+ More

Expert Tip: We pre-discuss your case with relationship managers to understand approval probability before formal application.

Timeline: 4-6 hours | Team: Senior Relationship Managers
4

Complete Documentation & Verification

We guide you through the entire documentation process, explaining pros and cons of each document. Our team ensures 100% accuracy to avoid delays or rejections.

Required Documents:

  • • Academic transcripts & certificates
  • • Admission letter & fee structure
  • • Income proof & bank statements
  • • Property documents (if applicable)
  • • Identity & address proofs

Document Analysis:

  • • Pros: Strengthens your application
  • • Cons: Potential concerns identified
  • • Alternatives: Backup options ready
  • • Strategy: Best presentation approach
  • • Timeline: Optimal submission timing

Common Pitfalls We Avoid: Incomplete forms, mismatched signatures, outdated documents, incorrect financial projections.

Timeline: 1-2 days | Download Checklist
5

Strategic Application Submission

We submit your application at the optimal time with proper presentation to maximize approval chances. Our relationship managers personally follow up with banks for faster processing.

Submission Strategy:

Timing: Best days for bank submissions

Contact: Direct relationship manager approach

Presentation: Professional case summary

Follow-up: Daily status monitoring

Fast Track Option: For urgent cases, we use express processing channels for 24-hour turnaround.

Timeline: Same day submission | SMS/WhatsApp updates
6

Approval Confirmation & Loan Processing

Once approved, we coordinate the entire loan processing including sanction letter review, terms negotiation, and disbursement planning to ensure everything aligns with your university deadlines.

Sanction Letter

Review & explanation

Terms Negotiation

Best rates & conditions

Disbursement

Timeline coordination

University Coordination: We ensure loan disbursement aligns perfectly with your admission and visa timelines.

Timeline: 24-48 hours post-approval | Best interest rates secured
7

Comprehensive Post-Approval Support

Our support doesn't end with approval. We provide ongoing assistance with visa documentation, university coordination, and even help current students with additional funding needs.

Visa Support:

  • • Financial documentation for visa
  • • Embassy requirement guidance
  • • Loan certificate preparation
  • • Interview preparation tips

University Coordination:

  • • Direct university payments
  • • Fee payment scheduling
  • • Currency exchange assistance
  • • Emergency fund arrangements

Ongoing Relationship: We maintain lifelong relationships with our students, providing support even after graduation.

Timeline: Lifelong support | 24/7 emergency assistance
8

Success Tracking & Alumni Network

We track your academic progress and maintain an active alumni network. Our successful students often become mentors for future applicants, creating a supportive community.

5000+

Alumni Worldwide

50+

Countries Represented

Active

Mentorship Network

Our Pride: Every successful student becomes part of the GBL Tree family, and their success is our greatest achievement.

Lifetime Achievement Tracking | Alumni Success Stories

When Rejections Happen - We Turn Them Around

Over 2000 rejection cases successfully resolved. Learn how we analyze, strategize, and find alternative solutions.

Common Rejection Reasons

Credit Score Issues

Low CIBIL scores, high debt-to-income ratio, or poor credit history of student or co-applicant.

Income Inadequacy

Insufficient or unstable income sources that don't meet bank's minimum requirements.

Documentation Gaps

Incomplete paperwork, mismatched information, or missing crucial supporting documents.

Course/University Concerns

Non-recognized universities, courses with poor employability, or high-risk destinations.

Our Rejection Turnaround Process

1

Case Analysis

Deep dive into rejection reasons and identify improvement areas.

2

Strategy Development

Create alternative approach with different bank partners and documentation.

3

Profile Enhancement

Improve weak areas through additional documentation or co-applicant changes.

4

Reapplication

Submit to most suitable bank with improved documentation and strategy.

2000+ Rejection Cases Successfully Resolved

"Every rejection is an opportunity to find a better solution. We never give up on a student's dream."

Mr. Raghu Goud Dasari - Mr. Raghu Goud Dasari, Founder & CEO

Ready to Start Your Loan Process?

Join 5000+ successful students who trusted GBL Tree with their education loan journey. Experience our proven process with guaranteed 24-48 hour approval.